ABSA Loans – Giving You More Options


ABSA Bank always manages to be at the forefront of exceptional financial services provision. The institution is renowned for offering clients innovative and cost-effective products and services. Its loan services are favourable and they have fair repayment terms.

ABSA Express Loan:

The ABSA Express Loan is a short-term finance solution offers clients R1500 to R8000 in instant cash. Repayment periods range from 1, 3 to 6 months.

To qualify, applicants need to be South African citizens above the age of 18 years. They should also be permanently employed, earning a minimum of R1500 per month.

Proof of residence will also be required. There are no penalties for early repayment and interest is fixed during the tenure of the loan. An affordable Credit Protection Plan is included, providing clients with cover in the event of death, disability or illness. Clients are also allowed to apply for another loan provided their first loan is paid in full.

ABSA Personal Loans:

These loans provide clients with short and long-term assistance. With repayment period of up to 84 months, clients are able to pay comfortably.

R3000 to R150 000 is offered on this loan option and clients are not obligated to put any collateral up. Interest rates are fixed for loans taken up to 60 months, while those taken up to 84 months are variable, with interest rates linked to prime. Rates and fees charged are subject to individual risk assessment.

Applying forABSA Loans is easy, as this can be done online. Existing ABSA clients can simply log ontoABSA internet banking or they can visit anyABSA branch.


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