All You Need to Know about Standard Bank Revolving Credit


Standard Bank, one of the foremost banking institutions in South Africa, strives to provide clients with quality solutions for their banking needs.  

One of these solutions is Standard Bank Revolving Credit.

This type of loan is suitable for financing large payments or purchases or if you require credit over an extended period. It allows you to borrow again up to your original loan amount, once you have repaid 15% of the loan.

Revolving credit is very similar to a credit card, as the credit limit may be used repeatedly as long as you do not exceed the maximum. There is no set monthly payment for the Standard Bank Revolving Credit. These funds may be used in any way you wish, whether for paying for your child’s school fees, paying for home renovations or for settling an unexpected medical bill.

A further benefit of the Revolving credit plan is that you don’t need to re-apply for a loan when you need more cash.

As a registered credit provider, with a strong emphasis on responsible lending, Standard Bank ensures that it extends credit to individuals or businesses that will be able to repay the loans comfortably.

Standard Bank Revolving Credit solutions for Business Banking:

Business Banking customers are offered a line of credit that can be used when required. These customers can pay a minimum monthly repayment. The credit limit is restored automatically after 25% of the loan amount has been repaid.

The amount you qualify for is determined by your repayment ability.

These repayments are fixed, even when you decide to revolve. Fixed monthly instalments make cash flow management and planning easy.

Credit amounts can range from R10 000 up to a maximum of R4 million.

Standard Bank Revolving Credit may be more suitable than an overdraft to buy fixed assets.

There is a quick turnaround time for applications.

Documentation is simple.

For more information, call 0860 123 000 or visit the Standard Bank website here:




Please enter your comment!
Please enter your name here

six + thirteen =