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Top 10 Social Media Platforms


1. Facebook
With approximately 1.59 billion users Facebook is one of the largest social media platforms in the world. Users prefer Facebook for its interactive qualities and ability to network with family and friends. Businesses can also use Facebook to market their brands, products and services. Its unique feature includes video sharing, picture sharing and the recently added reaction button.

2. Twitter
With an approximate of 320 million users twitter i popular for short messages that are limited to 140 characters. Users are able to interact and resent the tweets they find interesting. It also allows businesses to advertise and promote their products and services.

3. WhatsApp
With almost 1 billion users this social media platform was acquired by Facebook in 2014. It allows users to send direct messages of any size to their family and friends. It is interactive as it allows users to send voice notes ,make voice calls ,video calls and send pictures and videos

4. Instagram
With around 400 million users it was firstly established for users who enjoy sharing pictures and videos. Instagram also has private messages that allows users to comment and reply on each other’s photos.

5. Google+
With a base of approximately 300 million people google+ allows its users to stay in touch and share videos, audios and pictures. It also allows private instant messaging and supports video conferencing.

6. Skype
It mostly has video calling and messaging features. Users and businesses can use skype for group video conferencing. The calls are free and accessible anywhere in the world.

7. LinkedIn
This professional social network is ideal for users who want to connect with other professionals in order to advance their careers/. Users update their experience and personal information so that they can attract potential employers. Businesses also use it to look for potential employees.

8. YouTube
This is a video sharing and viewing platform. Users can use YouTube to search for any topic that they are interested in and learn about it. Businesses use YouTube to advertise their products and appeal to their customers.

9. Pinterest
Popular for sharing visual content this is one of the fastest growing social media platforms in the world. Users post and share their pictures and pin any interesting topics to their profiles. Businesses can market their products and users can use the buy button to purchase any product of their choice.

10. Snapchat
The social media platform thrives on instant messaging. It is most popular for self-destructive messages that can disappear as soon as the friend has viewed it also allows users to share pictures publicly when they want to.

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South Africa’s GDP in 2019


GDP stands for Gross Domestic Product and it measures output and income for a country’s economy. Gross domestic Product is equals to total expenditure for all final goods and services produced in a country within a stipulated period of time. South Africa’s GDP is measured by production and expenditure. There are two methods to measure the GDP of a country namely the production method and the expenditure method. The production method measures the total value of all good and services produced. The expenditure method measures total spending that has taken place in the economy.  

The national treasury revised down South Africa’s GDP to 1.5% in the first quarter of 2019. This has been a result of slow improvement in production and unemployment. The drop in the GDP has also been a result of weaker investment outcomes in 2018. The current GDP for South Africa stands at $385.526 billion. The world bank reckons the lack of certainty when it comes to policy as a contributing factor to the huge drop in the South African GDP. Economist forecast that the GDP of South Africa will rise to $390.00 billion by the end of this quarter. This positive forecast can cultivate a positive investor confidence and improve the economy. Agriculture, mining and manufacturing are the biggest contributors to South Africa’s GDP. The widespread corruption in State owned companies such as Eskom and many other have contributed severely to South African’s GDP. This has resulted in the drop in investor confidence and increase in inflation and unemployedaround South Africans. Most businesses have suffered immensely as a result of poor trade relationships with other countries.  

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How Will Eskom’s Price Hike Have A Negative Effect On The Consumer


The increase in electricity prices will l negatively affect most South African consumers. The rise might cause a boost in in the inflation rate which will also increase interest rates. The increase interest rates will affect the living conditions of consumers and cause them to spend money that they do not have. Most consumers might fail to pay for their electricity resulting in bad debts, blacklisting and power cuts. This could impact the quality of life for most consumers as they have to find alternatives to electricity. Some companies might end up retrenching to cut cost imposed by these high electricity prices. Most South African consumers will experience a decrease in the disposable income which will force them to sink further into debt and povertyIndustries such as the mining and agricultural sectors will be adversely affected as they rely heavily on electricity to survive. They might end shutting parts of their businesses to cut down cost and cover up for the expense of electricity. Prices of basic commodities will then increase and the standard of life will decrease.   

Price hikes of power will also have an impact om energy reliant industry. Industries such as the dairy production, poultry and grains use electricity for their day to day activities. Food prices will increase and unemployed people and those living in poverty will find it hard to survive. This increase will also decrease morale and change consumer behavior. People will not buy as they used to as they try to cover up for the cost of electricity. The blackouts will also affect the education sector as most children will not be able to study extra at home. Fires and danger will also be on the hike as alternatives are highly dangerous. For example, gas can be a danger to the livelihood of people.  

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How To Save For Retirement


Retirement packages provide security and a fall back when you are unable to work. The package is essential when citizens reach an age that they have to stop working and live at home. Most people should ideally start saving the moment they start working to avoid increased monthly savings which will put pressure on their finances. People can contribute differently according to the discipline that they have. Some can do automatic contributionsThese are deducted from your account before the money gets to you. They are effective as they allow you to save before you spend your money. Employers can directly deposit to multiple accounts or they can set their accounts to deduct automatically.  

The more you save the more you are likely to maintain your lifestyle when you retire. Employees must be able to save at least 70% of their salary by the time they retire so that they do not face changes in their lifestyle. In order to contribute more employees can cut down some unnecessary expenses and increase their monthly contributions. Other way of increase these contributions is finding a side job as a freelancer after work hours. This could increase your income and also increase your investments.  

Employees are required to save at least 10 % of their income in order to live comfortably after retirement age. Employees can also increase their contributions annually in order to curb inflation and increase their savings. Employees can also invest in investment portfolios which can earn interest on their retirement packages. The earlier that you start investing in your retirement packages the better. Employees must not cash out on their savings as they might be able to pay back the money. The more that employees save the more they are likely to have by the time they retire.  

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South Africa’s Biggest PowerBall Lottery Winner


Winning the PowerBall lottery would be a dream come true for most people. Having access to as much money as you need to meet all your needs would be ideal for numerous people.

The Powerball lottery has made this a reality for a number of people.

The story of South Africa’s biggest PowerBall lottery winner is not so unusual from the numerous stories heard of riches to rags.

Unfortunately, the story of South Africa’s biggest PowerBall lottery winner is like what many would describe as a Hollywood story.

A R102 million fortune was won on the 31st of May 2011 by a young man in his twenties from the Free-State. This was after the jackpot reached a new record after 24 rollovers. His win made him the 28th instant millionaire created by PowerBall.

At the time he nearly threw his ticket away. Returning to the petrol station where he bought his R10.50 quickpick ticket, he asked the cashier to scan his ticket. The cashier tried to scan the ticket twice with no luck. At this point, he asked the cashier to throw his ticket away.

The cashier tried a third time. The machine then displayed a message that said that the man had to get to the Lotto Office.

In his shocked state, he went to the Lotto office with his winning ticket.

“This money will add substantially to the money that I have been saving towards a better life for myself and would also assist in paying off my debts,” he said at the time.

Three years later, the man appeared in YOU magazine, lamenting how he had lost his fortune. He spoke to the magazine and spoke of how he squandered his money on gambling, alcohol and fast cars.

How to avoid squandering your lottery winnings:

  • Take at least 6 months to decide on a plan going forward.
  • Get professional advice from a certified financial advisor.
  • Keep your life as normal as possible and keep working while you decide on how you want to invest.
  • Pay your debts off.
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Free Lotto South Africa


Gambling is popular in South Africa. The most popular form of gambling is through the national lottery. Established in 2000, the South African national Lottery is regulated by the National Lottery Commission.

Over the years Lotto has become the most popular type of gambling in South Africa. The game has made numerous people instant millionaire over the years, transforming their lives forever.

South Africans will be pleased to know that there are many more ways for players to take part in South African lotto games.

Free Lotto South Africa games are made available to players to allow those who are new to the world of online gambling to find their feet before risking any of their own money.

Online services have changed the world in a major way. More people are using the internet for a range of reasons on a daily basis. From banking, to paying bills, investing, saving and transacting, online services have made this simple and more convenient. In addition to this, free Lotto South Africa games are available online.

Online lottery services in South Africa allow players to purchase their tickets easily and conveniently. There are a variety of games that are available for people to play.

An online lottery ticket can also be bought on a mobile device.

Making a payment to purchase a ticket is easy this way. It can be done through a credit card, online banking or using cellphone banking, so players can avoid having to wait in long queues.

With free Lotto South Africa, you can pick your own numbers for your lottery ticket or you can get the computer to randomly select numbers for you.

The digital world we live in has made it much more convenient to access a range of services online.

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Ten Cars That Will Come To SA In 2019


1.Alfa Romeo Stelvio Quadrifoglio (QV)- this SUV Version of the Alfa Romeo will impress many adventure lovers. Coming in the first quarter of 2019, it has a 2.9/v6 bi-turbo engine which yields 380kw and 600NM.it has the ability to reach 283 km/h in just 3.8 seconds.  

2.BMW X7 — March 2019. Fresh from its world debut at December’s Los Angeles Auto Show, BMW’s largest and most luxurious SUV will arrive here in two versions: the xDrive30d single-turbo diesel with outputs of 195kW and 620Nm, and the four-turbo M50d diesel with 294kW and 760Nm. 

3.BMW Z4 — first quarter 2019. this luxurious two seaters will see its debut with a cloth roof. it is powered by 250kw/500Nm,3.0 liter, six-cylinder turbo. its top speed is limited to 250km/h. 

4.Ford Ranger Raptor — second quarter 2019. The Raptor features a reinforced chassis supported by completely different front and rear suspension compared to the standard Ranger, with motorsport-derived position-sensitive curbing Fox shocks and extra ground clearance. The beefed-up bakkie also gets uprated brakes, a 150mm wider track, 168mm wider body and much bigger tyres. 

5.jeep Grand Cherokee SRT Track hawk — First quarter 2019. The most powerful and quickest Jeep SUV yet, it’s fired along by a supercharged 6.2-litre V8 engine delivering an astonishing 522kW power and 868Nm torque. This comfortably outpunches mighty SUV rivals such as the BMW X5M / X6M, Mercedes-AMG GLE 63 and Porsche Cayenne Turbo. 

6.Jeep Wrangler — first quarter 2019. The all-new Wrangler, now in its fourth generation, retains the legendary 4×4 capabilities and DNA of the iconic original while adding advanced new engines, a host of advanced technology, a more stylish and comfortable cabin, and various top combinations to ensure even more open-air freedom. 

7.Jaguar I-Pace — February. Jaguar’s first electric vehicle will have impressive outputs of 294kW and 696Nm, enough to launch the all-wheel-drive SUV from 0-100km/h in 4.8 seconds. A single full charge provides a claimed range of up to 470km, which Jaguar says is more than enough to cover the average weekly commute of 300km. Jaguar has set up a fast-charging network around the country that can charge the vehicle from 0 to 80% in about 72 minutes), so that I-Pace owners can also take their vehicles on holiday.   

8.porsche 911 — mid-year. The eighth generation of the iconic rear-engine sports car becomes a little better on both ends of its multitalented scale. It’s an even more relaxed and comfortable commuter, but gets added adrenaline at the sporty end with improved power and traction, which includes a new wet mode that makes the car safer to drive in rainy weather. 

9.Tesla — Sometime in 2019? Elon Musk caused excitement by recently tweeting that his electric Teslas would go on sale in SA in 2019 but revealed no further details, including who the local distributor might be or which models will be offered. Overseas there are three ranges: The Model S luxury sedan, the Model X SUV, and the new Model 3 sedan which is Tesla’s most affordable car with a starting price in the US of $35,000 (R500,000). Musk has been known to jump the gun in his tweets sometimes, so we’re not necessarily holding our breath anticipating his cars here in 2019. 

10.Toyota Supra — first half of 2019. The fourth-generation Supra built from 1993 to 2002 gained near-cult status in the Fast and the Furious movie franchise, which is why the new fifth-gen car has created such a stir. After an unusually long teaser campaign, Toyota’s much-anticipated rear-wheel-drive sports car has its official world unveiling at January’s Detroit motor show. 

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What Is The Meaning Of Different Stages Of Load Shedding?


Stage 1– during this stage 1000mw of the national electricity will be shed. This stage implements load shedding for approximately 3 times over a 4-day period for two hours. This stage allows the least amount of electricity to be shed. During stage 1 industrial areas are not affected by load shedding. if there are 8 areas to be affected, only four will be affected on day 1 and the other 4 will be affected on day 2. 

Stage 2- this stage allows for up to 2000 mw of the national electricity to be shed. Stage 2 doubles the frequency of stage 1. When load shedding is on this stage your area will be scheduled for load shedding 6 times over a 4-day period for two hours at a time. It could also be for 6 times over an 8-day period for four hours at a time.  

Stage 3-this stage increases the frequency of stage 2 by 50%. Areas will be scheduled for load shedding 9 times over a 4-day period for two hours at a time. Stage 3 allows for 3000mw of the national load to be shed.  

Stage 4- it double the frequency of stage 2. It allows for 4000mw of the national load to be shed. This means areas will experience load shedding 12 times over a four-day period for two hours at a time. Or It could be 12 times over an eight-day period for four hours at a time. Stage 4 is the final option for Eskom to prevent a national crisis. It can also mean that load shedding can be experienced without any warnings. 

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How Will Carbon Taxes Affect Petrol Prices In South Africa?


Carbon taxes will cause an increase in the price of fuel and energy. Petroleum producers and refiners will factor in the carbon tax into their pricing policies. Diesel will be greatly affected as it has a higher carbon tax than petrol. This is because diesel has a bigger impact on the environment than petrol therefore the carbon tax will be higher. It is estimated that the carob tax for Diesel will be 13c/liter and for petrol it will be 11c/liter. 

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How Many Jobs Will Be Automated By 2030?


There are still studies being done to determine the number of jobs people will lose to automation. The estimates are that more and more jobs will be lost in the richer nations like Germany and the US. Poorer nations that do not have enough money to invest will not be affected as much. Some of the many jobs that will be lost include, 

Insurance underwriting– there will be an increase in need analysis and suitability analysis.  

Warehousing and manufacturing-jobs that require repetitive and sequence f tasks will be likely automated first. Machines are likely to be quicker and produce higher quality products than human beings.  

Customer services. These are also going to be replace d with machines.  

Research and data will also be automated. Already companies rely on google to provide information required by businesses.  

It is estimated that a total of 57% jobs in OECD(an international group consisting of 36 nations)will be automated. 

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