Home finance Budget Personal Loans – ideal lending institution

Budget Personal Loans – ideal lending institution

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Budget is a leading South African insurance firm which has been providing low premium products to South Africans for years, for a range of insurance products such as car, home, business and buildings insurance. Research suggests that most customers take out personal loans to cover unexpected costs.

With increasing accessibility of personal loans, individuals now have more options available. The amended provisions of the National Credit Act promote responsible lending, and Budget has recently diversified its portfolio to include personal loan offers, which the institution provides in line with NCA regulations.The boom in this sector is a lucrative one, and Budget endeavours to provide clients with excellent service so that they can attend to medical expenses, education fees, home renovations and maintenance and vehicle repairs with the loans.

Offering loans from a minimum of R2000 and at a maximum of R50 000, Budget augments this service with a fast processing system. The repayment period is 12 months to 5 years, at competitive interest rates with transparent costs. Repayments are at a steady interest rate and no collateral is needed. The application process is simplified as there are no face-to-face interviews. Applicants can apply online or call to speak to a helpful Budget agent.

To qualify for a Budget personal loan, applicants must have clear credit, a South African identity document; have a regular income of at least R3,000 per month (self-employed individuals must provide proof of income) and banking details.

Budget Personal loans are a viable solution for clients’ urgent financial needs.
Contact Budget on 0861 22 22 37.

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