What affects your house insurance?
- The type of structure, wiring, roof, whether you have a garage or not
- Where the house is located
- Any protection devices installed in your house
- Your claims history
- Personal factors
The changing insurance industry means that consumers now have more options more than ever.
Some companies offer a “multi-policy” discount to people who buy car and house insurance together. It’s important to make sure that you’re buying the policies for the right reasons.
You also need to ensure that you’re comfortable with the company in the event that you actually need to file a claim.
By combining car and house insurance it makes it easier to manage all your policies. You are able to get flexible options to suit your individual needs.
MultiProf.co.za is an insurance company that offers car and house insurance options. You are able to insure your assets against damage, loss and liabilities.
Policy features may include:
- Credit shortfall
- Excess waiver
- Voluntary excess
- Car Hire for up to 30 days when you have a valid claim
- GeyserSure, which is comprehensive geyser insurance.
You are also provided with car insurance, which is offered in the form of:
This is the most expensive type of cover. You are able to get cover for theft, hijacking, accidents, fire and natural disasters, like hail and floods. It also covers you against claims by third parties where you are responsible for damage to their vehicle.
Third Party, Fire and Theft Insurance:
This type of cover does not provide cover for accidental damage to your vehicle. You get cover for theft, hijacking or fire.
This is the cheapest form of insurance. It provides cover for any damage you may cause to someone else’s vehicle.