Should I buy online?
Getting insurance online is a more popular method nowadays. It’s now considered to be the norm as more people have access to the internet. What makes this method of getting insurance particularly popular is that individuals are able to save more due to lower overheads.
While buying online mean that there is no expert on hand to guide in terms of additional savings and discounts, it also means that you can save a considerable amount of time by filling out a single form.
It’s important to make sure that you get three to five quotes from different insurers.
It can be confusing
While getting car insurance can be confusing, you’ll figure out quickly that there’s a big difference between good cheap car insurance and cheap cheap insurance.
According to Consumer Reports: “An insurer can charge less in premiums but cost you more overall by lowballing loss estimates, hassling the repair shop to cut corners and forcing you to pay extra for the manufacturer’s replacement parts if you choose them over cheaper knockoffs.”
Make sure that you get suitable car insurance quotes from reputable insurance companies.
What to look out for when you are comparing car insurance:
Coverage that meets your minimum requirements
You should learn to look beyond price only.
A deductible you can actually afford
The amount of excess that you pay will affect your premium
Accessible customer service
A good insurance provider will provide customer service that is superior
Acceptable customer satisfaction scores
If you compare customer satisfaction scores for various car insurance companies they should give you an indication of how well the companies respond to insurance claims.
A solid financial rating
An insurance company with a solid financial rating should be able to pay out in the event of a claim
An online presence that’s friendly and engaged