Considering Taking Up an FNB Home Loan?

FNB Home Loan

If you are looking to buy a home, you’ll need to consider taking out a home loan with FNB. There are various options available to you, but the FNB home loan comes with its own unique benefits. You’ll be able to easily finance your new property purchase with ease. FNB offers various options, including a traditional home loan, a building loan and a Smart Bond. Let’s take a look at some of the available options.

Traditional Home Loan

The Traditional home loan is a loan to assist the customer with finance when purchasing an existing residential property. The traditional home loan may be combined with a range of additional facilities and options to personalise your home loan.

One Account

Combining your transactional account with your property finance needs.

The One Account is a Cheque account with a large overdraft secured by a residential property. Your facility is your borrowing limit. This does away with the need for separate cheque and home loan accounts thus replacing them with a One Account.

The overdraft is reduced monthly over the term of the facility. It’s convenient and more affordable than having to manage and pay fees on multiple accounts. A Visa Cheque Card makes the account secure and convenient to use. In addition, as an FNB customer using your FNB Cheque card, you’ll start earning eBucks from the very first transaction.

Building Loan

Let FNB help you through the entire process of building your dream home. They’ve made it easier for you to build a new home or make improvements to your existing one.

  • You can build your dream home to your own specifications using a NHBRC registered builder
  • You can buy in selected new residential developments with a choice of design, price and finishes that will suit your needs (excluding Sectional Title units)
  • You have the ability to build, alter, redecorate and increase the value of your property if you have just bought a property and do not have funds at your disposal
  • FNB will control pay out on progress payments as per your instruction
  • Interest is charged on the outstanding balance and not the total loan amount


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