Obtaining a personal loan these days requires a stringent attitude towards meeting financial obligations. Many lending institutions have stricter policies for deciding to whom they lend their finances. Having a good credit record puts an individual in good standing and may increase the likelihood of qualifying for a loan substantially. A financial institution that has a variety of solutions to offer clientele is Direct Axis.This lender provides personal loans, car insurance, home insurance, life insurance, health solutions and direct car loans.
Personal loans are offered in two streams, namely: Direct Axis Personal Loans and Direct Plus Loans. The former offers up to R100 000 in unsecured loan finance, with 2 to 6 years to repay. The latter option gives clients up to R150 000 in finance. The difference is that this service requires collateral- the loan is secured against your home. Clients are given 4 to 10 years to repay.
Most beneficial to clients are the fixed interest rates payable throughout the loan duration, the quick and simple online application, fast processing services and inclusive Personal Protection Plan.
What this really means:
Fixed interest rates:
No matter how often prime interest fluctuates, your monthly repayments will remain fixed. This enables you to budget better.
Quick online application:
You have easy access to the loan as you can apply from the comfort of your home or office. No face-to-face interviews or lengthy queues.
After approval and once you agree to the loan terms, the money is paid directly into your account.
What you need to apply:
Valid S.A. I.D
Have an active bank account
Earn more than R3000 monthly
Have clear credit references
Contact Direct Axis on: 0861 02 03 04 or visit www.directaxis.co.za