EC Finance


EC Finance provides nationwide assistance to individuals in need of financial help. The institution provides a comprehensive and flexible financial cash loan range. EC Finance creates tailor-made solutions for individual needs.

Tell me more about EC Finance?

EC Finance is a seven-year-old, owner-run company based in the Western Cape. Since inception it has been providing South Africans with a range of competitive loan solutions.

The institution aims to be the most preferred financial loan service provider, providing cash loans for the medium-income sector of the population in South Africa. A further benefit offered by this institution is assistance for blacklisted individuals.

Personal loans are offered from R1000 to a maximum of R120 000. Flexible repayment options accompany the loan solutions. Clients have between 1 and 60 months to pay.

After applying, you can expect a response within 6 hours.

If you are approved, you will be notified immediately and the loan amount will be paid directly into your bank account.

How do I apply?

Before you apply, it may be beneficial to use the handy online loan calculator to work out exactly how much you will need to repay monthly.

The institution is NCR-compliant so all of its processes are transparent and in accordance with the National Credit Act.

You can apply online by visiting or you can download and print the application form and fax the hardcopy with these documents:

  • Latest payslip
  • Valid South African I.D.
  • 2 months’ bank statements

To contact EC Finance, call: 087 943 2500 or 021 200 6010.

Alternatively, send an email to:


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