First National Bank (FNB) offers its clients a range of products and services that offer them simplified banking solutions. The Home Loans division is one that specialises in providing clients with necessary information related to buying a home.
Applying for a home loan is a lengthy process. This can be one of the biggest steps that you take in your life. It requires careful planning, thorough preparation and financial discipline. Even though the harsh economic environment is making it difficult to live comfortably nowadays, lending institutions like FNB have solutions designed to suit the individual needs of their clients.
As a qualifying home loans applicant you are able to benefit from a range of services that are designed to facilitate the smooth purchase of your home.
FNB strives to make this as simple as possible.
What you need to apply for FNB Home Loans:
- Copy of offer to purchase
- Proof of income in the form of your latest payslip
- Latest financial statements for those who are self-employed
- Suitable proof of residence
- Copy of your valid South African ID
- Copy of marriage certificate
What are the qualifying criteria?
- You will need to have a monthly income of R25 000
- Be above the age of 18 years
The FNB Home Loans legal department strives to provide clients with efficient service and help for any queries related to buying a home.
What is the Quick Fix solution?
This is help for customers who are unable to meet their normal monthly repayments.
Should you experience any difficulties, FNB has created a solution to provide assistance for clients, in order to help them prevent the loss of their home.
Call the FNB Home Loans legal department on: 087 730 11 00.
Alternatively you can send an email to: firstname.lastname@example.org
Cancelling your Home Loan:
Bond cancellation will occur once FNB receives a request to cancel the loan from an attorney.