FNB Loans – Quick, Flexible Loan Solutions


First National Bank (FNB) offers a wide array of banking solutions, including transactional services and credit facilities. 

FNB Loans are designed to create simple solutions for South Africans who are in need of access to extra funds for meeting their personal needs.

Personal Loans:

With FNB Loans, you are able to get a loan to help consolidate your debt, pay for your education or pay for home improvements.

Credit of up to R150 000 is offered, with flexible repayment terms up to 60 months. FNB Loans offer clients the flexibility to choose their loan period. The bank can offer an interest rate that is tailored to suit your needs. FNB promotes responsible lending, so there are no penalties charged for early settlement of the loan – the sooner it’s paid off the better.

Another way that FNB provides more value to its clients is through the “Take- a –break” facility in January. Along with the Customer Protection Plan which ensures that the loan is settled in the event of death, retrenchment or critical illness, FNB Loans also offers clients fixed monthly repayments.

What are the qualifying criteria?

  • Be between the ages of 18 and 64 years
  • Have a minimum of R750 available after deduction of monthly expenses
  • Provide your valid South African ID or smart card
  • Provide your mist recent payslip
  • Provide 3 months’ bank statements (non-FNB customers)

Home Loans:

FNB Loans has an array of home loan solutions designed to suit various individual needs. The Smart Bond option is made for individuals earning a minimum gross monthly income of R3500 and a maximum of R25 000.

FNB’s Home Loan allows you flexibility and choice not just in the type of loan you choose but also how you choose to pay.

FNB Loans will finance the total purchase price of your house, while the interest rate will be determined by your individual risk profile.


Please enter your comment!
Please enter your name here

19 − 10 =