Find a reputable company
If you are looking to get the best motor vehicle insurance quotes you need to make sure that you get it from a registered financial services provider. In South Africa, motor vehicle insurance companies are required to abide to rules set by the Financial Services Board.
You should also consider the size of the insurance company, as this is often an indicator of the company’s reputation and experience in the industry. By making sure that you find a reputable company you will be covered by a company that will have the capacity to pay out in the event of you submitting a claim.
Lower your risk
There are numerous ways in which you could do this, such as by:
- Making your car more secure– by adding security features you could lower your premiums significantly.
- Driving an average model– you can get a better deal by avoiding high performance vehicles. The more expensive the car, the higher the premium you’ll pay.
- Being accurate about your mileage– if you are on the road less often, you will be considered a low-risk individual, resulting in lower insurance premiums.
- Driving safely– if you can prove that you are a safe driver, this may get you the best motor vehicle insurance quotes.
Read the policy carefully
You need to make sure that you are getting the right kind of cover for your individual needs. To get the best, you need to be prudent.
Ask for a discount
You do have the right to ask the insurance provider about discounts. For the best motor vehicle insurance quotes, you should leave no stone unturned.
Never accept auto-renewal options. Make sure that you compare at least three quotes.
Add a second driver
Pay annually, not monthly
Don’t pay for what you don’t need
Protect your No Claims Bonus
Think about adding a voluntary excess