Insurance for Cell Phones

Who needs insurance for cell phones?

Buying a cell phone can be an expensive investment depending on the model type you opt for. No matter how you look at it there is a certain amount of risk involved in owning one. You could be prone to losing phones or you could be a victim of a smash-and-grab incident.

The purpose of having insurance for your cell phone is to protect against the things that a manufacturer’s warranty does not. It gives you the peace of mind knowing that you are covered in the unfortunate incident of theft or loss.  Different insurance covers have policies that provide cover for specific circumstances.

You can get cell phone insurance from your cell phone carrier when you buy a phone (within 30 days of purchase) or through an independent company.

What insurance for cell phones covers:

Loss or theft of your phone.

Accidental damage such as drops, cracks or liquid spills. This doesn’t automatically apply to all cell phone insurance policies, so make sure that you consult your broker so that you understand what you are covered for.

Mechanical and electronic failures.

Looking at Vodacom Cell phone Insurance:

This provides insurance on new phones.

The company provides insurance against loss, theft and damage from as little as R35per month.

Lost or stolen phones can be replaced within 24 hours.

Vodacom Protect enables you to find, lock and wipe your phone in case it gets lost or stolen to protect your personal information.

Lodging a claim means that you must report it within 30 days of the event.

Benefits offered:

  • Quick claim settlement from any Vodacom dealer nationwide
  • Premiums are affordable
  • Countrywide repair service

You should make sure that you get your handset insured within 3 months of purchasing your new phone to get the full benefit of cell phone insurance.

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