Multi Car Insurance – What You Need to Know


What is multi-car insurance?

This type of insurance is ideal if you and your family own more than one car. Instead of having individual policies for each car, with multi-car insurance you can cover up to five cars on a single policy.

This type of policy offers all the same benefits as regular policies and there are different levels available.

One of the major benefits offered by multi-car insurance is the fact that you won’t have to track multiple policies at renewal time. You can renew a multi-car insurance policy once.

You may also receive a further discount with each car that you bring to the policy and you can add cars to the policy throughout the year.

It’s important to compare quotes and when you get a quote, make sure that you have details of all cars you’d like to add to the policy.

It’s important to keep in mind that this might not be the cheapest option for everyone. There are various factors taken into account when premiums are calculated.

The age and experience of the motorists covered by the policy will have a significant impact on the overall cost.

What to look out for when comparing multi-car insurance:

No claims discount– you should ask about any no claims discounts that apply.

Renewal Dates- the good news is that you’ll have only one renewal date to keep track of.

Vehicle changes– make sure that you know how vehicle changes affect your multi-car policy.

Age of drivers – older, more experienced drivers are more likely to get you lower premiums.

Who is covered for what– you need to be clear about what you are covered for.

To save money on your multi-car insurance, there are a number of things you can do:

  • You can increase your excess. This will lower your monthly insurance premium.
  • You can increase your car security.
  • Add the name of an experienced driver.


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