Personal Loans from Budget Insurance


Budget Insurance is a well-known South African insurance brand. In addition to providing clients with comprehensive insurance solutions, Budget Insurance has expanded its product suite to include personal loans.

Tell me more about Personal loans from Budget Insurance?

Loan amounts are provided from R1000 to R150 000.

Flexible repayment terms are available from 12 months to 5 years.

There process is transparent and as a client you will be notified of all costs involved.

Fast processing; you will never have to wait too long to know the outcome of your application.

Competitive interest rates.

You have the benefit of fixed repayments. This means that your monthly instalments will never be affected by fluctuations in the prime interest rate.

There are no face-to face interviews, so you don’t have to go through any embarrassing question with consultants.

There is no unnecessary paperwork. You won’t have to fill in endless application forms.

No collateral is required as the loans are unsecured. No need to worry about putting any assets up as surety.

What are the requirements for application?

  • Have clear credit references
  • Earn a regular monthly income of at least R3000 per month
  • Provide proof of employment if you are self-employed
  • Provide a valid South African I.D.
  • Provide bank details of the account into which your salary is paid

Loans are administered by Direct Axis SA (Pty) Ltd, a registered credit provider.

To apply, simply complete the process online. Visit the Budget Insurance website here:

Call Budget Insurance on: 0860 25 25 46 or 0861 22 22 37. A friendly consultant will be on hand to help you from Monday to Sunday 8am- 8pm.


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