The Secret To Saving Money


For best friends Kelly and Molly, saving for their first overseas trip together is something they have been working towards since they were teenagers. With the challenges that life presents, they have found themselves falling behind their target.  

As part of their reassessment of where they faltered along the way, they’ve found themselves searching for the secret to saving money. 


Being consistent is a simple way to save money and to actually see the progress of your efforts. One thing that consistency creates is the desire to push to the next level. As soon as one goal has been reached, it’s common to want to reach the next savings level. 

Be prudent 

One of the easiest ways of saving money is being prudent about the entire process. This means creating a budget and sticking to it, avoiding overspending and saving a dedicated amount of money every month. That coffee you buy every day on your way to work could be costing you hundreds of rands which you could be saving monthly. That packet of cigarettes you buy everyday could be costing you a lot more money than you think. The secret to saving money is figuring out how much money you are losing monthly and identifying the behaviours leading to this. 

Be positive about saving money 

When saving money it’s important for you to maintain a positive attitude throughout. 

Have a clear plan 

This is an essential part of the process. Having a clear plan means that you have set a particular goal for yourself and that you know how you will define success. 

Have an account 

Find a high-interest savings account for your savings and you are more likely to save more money in the long run. 

Pay yourself first 

This is a well-known secret to saving money. A rule of thumb is to save at least 15% of your salary before you have to pay any expenses.


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