Umdeni Finance


If you’re looking for a personal loan solution that can see you through a tight financial corner, Umdeni Finance may have the ideal solution for you. This micro-lending institution is able to provide you with an emergency loan/ payday advance when you need a financial boost. Personal loans are also provided for long term solutions at affordable and competitive rates.

What do you need to qualify for a personal loan from Umdeni Finance?

  • Be a South African citizen
  • Be permanently employed for a minimum of 3 months with your current employer
  • You must receive a monthly salary of more than R2500
  • Provide bank details of the account into which your salary is paid
  • Have an active South African bank account

What services does Umdeni Finance offer?

Payday Loans:

Loans are offered from a minimum of R100 to a maximum of R1500 with this solution. These loans are repayable within a month.

Personal Loans:

Personal loans from Umdeni Finance are offered from R1000 up to R25 000. Repayment terms range between 3, 4, 6 and 12 months.

Umdeni Finance strives to provide clients with simple, fast and efficient credit solutions. Once you qualify for a loan, the amount will be deposited directly into your bank account. You are then free to use it to pay for short term needs such as an emergency car repair or for replacing a geyser in your home. Take care of a longer term needs, such as home renovations or paying for an expensive medical procedure.


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