Virgin Money Credit Card

Virgin Money Credit Card

Virgin Money Credit Card – Affordable credit card for South Africans
Founded in 1970 by Sir Richard Branson, the Virgin Group is worth billions of Pounds. The multinational business has extended its reach into an array of products and services since inception. The Virgin Money wing of the British business empire began as a brand which provided credit cards, travel insurance and other financial products in 2000. Since its entry into the expanding South African market the Virgin Money Credit card has offered clients unrivalled rewards for loyalty and other benefits.

Most institutions in South Africa require clients to earn a minimum salary of R8000 per month. With Virgin Money credits cards, clients need to earn a minimum of R5000 monthly. They also need to be 18 years of age or older, be South African citizens and own a cheque or savings bank account. Credit limits are dependent on client’s credit score. What makes this credit card option unique is that applicants can choose their credit card design and they have the option of choosing three additional secondary cards which are all linked to the main account.

Virgin Money credit card clients’ typical monthly costs amount to about R55.61. This is complemented by an exclusive offer of the Virgin Money credit card- the uncomplicated VIP programme, which offers clients immediate discounts of up to 10% when shopping at selected partners. Benefits of this credit solution include no annual fees, no charges when shopping, no fees charged to access Virgin Money online and a Virgin Car card for fuel purchases. The credit life plan insurance is charged at R1,60 for every R1000 owed, and covers the debt on the credit card account for up to R75 000 in the event of death or permanent disability. Automatic lost card insurance ensures cover of losses incurred from the main credit card from the moment a client reports the loss.

With advantages like these, it’s no wonder the Virgin Money Credit Card was voted the most popular and achieved a 4 star rating on the highly credible Thinkmoney website, with 8% of reviewers saying they would recommend it.
Contact Virgin Money on 011 994-0000.


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