A credit card is a payment card issued to users as a system of payment. It allows the cardholder to pay for goods and services based on the holders promise to pay for them. With the country having a banked adult population of 22.5 million, the countrys premier retail house decided to tap into this potential and introduced the Woolworths credit cards. Woolworths offers three different credit cards which are Black, Gold and Silver credit cards.
The Black credit card offers 3% back in Woolies vouchers on all Woolworth purchases, a voucher for a free TASTE magazine each month, get a free coffee or tea at any Woolwoths cafe,To Go or Tapas bar twice a month, free online delivery, you are entitled to up to 8 additional cards at no extra cost and everything paid for with these cards will contribute towards your WVouchers.
Gold credit card offers 2% back in Woolies vouchers on all Woolworths purchases, you can use this credit card to draw cash at any ATM displaying the VISA logo, basic travel insurance is automatically included if you are under the age of 75 and purchase an international airline ticket using your card, you can also make larger purchases by using the budget facility on your Woolworths Credit Card which allows you to choose your repayment period. Funds from your straight account can be allocated to budget so you can spread the payment of R300 or more over 6 to 60 months.
Lastly, the Silver credit card gives 1% back in Woolies vouchers on all Woolworths purchases, you can draw cash at whatever ATM you find the Visa logo worldwide, the lost card protection covers you against the fraudulent use of both primary and secondary cards as long as notification is done within 24 hours.
These Woolworth credit cards are worth considering by all.