Woolworths Personal Loan Application


The Woolworths Personal Loan is a flexible, reliable solution for individuals’ financial challenges.  Whether you need access to extra cash so that you can pay for educational costs, or if you need access to cash to pay for an unforeseen medical expense, a Woolworths Personal Loan can come in quite handy. 

The climate in the financial industry in South African has changed significantly in recent years. While many people rely on services offered by traditional lending institutions like banks, mane more people are opting for services offered by other financial service providers.

Woolworths, despite being renowned for its retail products and services, has made it much easier for people to access extra cash through its financial services portal.

The Woolworths Personal Loan Application process is simple and fast.

To apply for a Woolworths Personal Loan, you can complete an application form online or you can apply in-store. The online application process takes only 5 minutes to complete and there is minimal paperwork involved.  The process mainly requires your personal details and contact details.

What are the qualifying criteria?

  • Be at least 18 years old
  • Have a valid South African ID
  • Earn at least R2000 per month
  • Provide your latest 3 payslips or your latest 3 months’ bank statements
  • Have an active South African bank account in your name, with debit order facilities

The outcome of your loan application will depend on your individual affordability and your credit record. Once you have qualified for the loan you can gain access to the funds within 48 hours. The loan has low monthly service and initiation fees and there are also no penalties for early settlement of the loan.

You have the flexibility to make additional payments towards your loan whenever you choose to.

To find out more about the Woolworths Personal Loan Application, visit www.woolworths.co.za. Alternatively, you can call the contact centre on 0861 50 20 10.


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